10% Discount on GAP Insurance, Tyre, Alloy, Insurance

ALA Gap Insurance, Alloy Wheel and Dent Insurance.
Rob
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Post by Rob » Thu Mar 01, 2018 10:32 am

This forum has teamed up with ALA to offer all members a 10% discount off GAP Insurance.

gap.jpg

All Club members will receive a 10% discount too - just follow the link below:

http://www.ala.co.uk/r/?r=Carforum and use code: forum123

Have you thought about gap insurance?

From the moment you drive your car away from the dealer forecourt its value automatically depreciates. This depreciation will increase drastically over the course of you owning that car.
You may not be aware but should the worst happen and your vehicle is stolen or is involved in an accident where it is damaged beyond repair, even if you have fully comprehensive insurance, you will only receive the current market value as a payout from that insurer.

This could result in a shortfall of up to two-thirds of the value of the vehicle in as little as 3 years. Crucially a motor insurance company may not pay enough to settle the outstanding finance on the vehicle.

By purchasing GAP insurance this shortfall can be prevented. A GAP policy covers the difference in price between the initial price paid for a car and the market value payout by your comprehensive insurance company. It therefore ensures that you don’t suffer the financial loss otherwise associated with the loss of your car through theft or irreparable damage.

Are you thinking this will never happen to you?.........
  • UK Car Crime is a third of all crime
  • A vehicle is stolen every minute, 33% of these are never recovered
  • Cars depreciate by up to 77% over a 3 year period
  • Motor insurance settlements are always less than the price you pay for your car
  • When a write off occurs you lose out and have to raise the funds for any short fall
  • Write offs occur all too often; protect yourself!
Why ALA?

Market Value Clause
Make sure there isn’t one! This clause means that the GAP company will only pay from the Glass’s Guide Retail value. If your Comprehensive Insurer settles for less, you could well end up with a shortfall. ALA does not have one.

Maximum Value Clause
You don’t want one of these either! This means that the value of your car is typically capped at 105% of Glass’s Guide Retail value. If you have added some extras, which is very common, these extras may not be covered under your GAP policy. ALA does not have one.

Free Transfer
Of any unused premium and FREE policy amendments. ALA offers this.

Claim Period
If you have ever suffered a Total Loss Claim, you will know the level of stress it can cause, you may even forget to contact the GAP Insurer straight away. The better policies will give you 120 days to make a claim, lesser policies limit this to 30 days. ALA offers 120 days.

UK Registered Insurers
Buying from a UK insurer means that it is directly authorised and regulated by the FSA, which in turn offers you policy protection under the Financial Services Compensation Scheme, will give you the security you need. Other GAP providers use off-shore insurers, who, although licensed to sell GAP Insurance in the UK, ultimately can step away from their obligations without redress. ALA are UK registered.

Extra features now available - all with our exclusive benefit! (Only when purchased with GAP)

Alloy Wheel Insurance
ALA Alloy Wheel insurance covers your car's Alloy Wheels for the repair of light, accidental damage.

Policies are available for up to 3 years with the ability to make up to 3 claims per years over the course of the policy.

Tyre Insurance
ALA Tyre Insurance repairs or replaces the tyres on your car, light van or motorcycle when damaged either accidentally or maliciously. Cover can be purchased for up to 3 years with up to 5 claims over the course of the policy.

Scratch and Dent Insurance
ALA Scratch and Dent insurance covers the cost of minor body damage to your car, occurring within the geographical limits of the UK.

Policies are available for up to 3 years with the ability to make up to 3 claims per years over the course of the policy.

Unsure about ALA?
I've had a lot of people ask if this cover is as good as their dealers and if so why is it so cheap. Well to put it bluntly - your dealer is making a lot of money off this product! GAP insurance from ALA is as good as or exceeds many products that your dealer offers. If you want to read up a little more - here is an article from Honest John: http://www.honestjohn.co.uk/gap-insuran ... insurance/

Real life testimonial from a customer who made a GAP Insurance claim with ALA Insurance Brokers:
“ALA with my loss were great on the phone and within 3 weeks of notifying them I had a cheque in the post, so I would recommend that you use ALA Insurance Brokers"

Graham Jones
All Club members will receive a 10% discount too - just follow the link below:

http://www.ala.co.uk/r/?r=Carforum and use code: forum123

bigmikeyc1
Posts: 28
Joined: Mon Jan 29, 2018 8:24 pm

Post by bigmikeyc1 » Fri Mar 02, 2018 12:16 pm

Got 10% off with a diff code

lizzyfan
Posts: 120
Joined: Wed Dec 06, 2017 3:59 pm

Post by lizzyfan » Sun Mar 04, 2018 12:58 pm

I'll probably be looking to get GAP insurance for my new Grandland. The dealer quoted me £399 for their GAP policy, a price which they wouldn't budge on. Can you share the 10% code or is/was it a forum specific deal?
Grandland X Elite Nav 1.2 Auto-White Jade-Winter Pack 2

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edgejedi
Posts: 358
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Location: Durham, The Cold North!

Post by edgejedi » Sun Mar 04, 2018 3:55 pm

lizzyfan wrote:
Sun Mar 04, 2018 12:58 pm
I'll probably be looking to get GAP insurance for my new Grandland. The dealer quoted me £399 for their GAP policy, a price which they wouldn't budge on. Can you share the 10% code or is/was it a forum specific deal?
I point blank refused GAP from the dealer and could see the pain in their eyes like their boss would kill them if I didn't take it... right up to point of signing... ended up getting that and the Diamond Brite for free.
Jase
Grandland Global Forum Moderator
Grandland 2018, Sport Nav 1.2 (130), Ruby Red

lizzyfan
Posts: 120
Joined: Wed Dec 06, 2017 3:59 pm

Post by lizzyfan » Sun Mar 04, 2018 5:48 pm

Interesting. What's Diamond Brite? some sort of paint protection ??
Grandland X Elite Nav 1.2 Auto-White Jade-Winter Pack 2

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edgejedi
Posts: 358
Joined: Mon Feb 05, 2018 1:51 pm
Location: Durham, The Cold North!

Post by edgejedi » Mon Mar 05, 2018 8:06 am

lizzyfan wrote:
Sun Mar 04, 2018 5:48 pm
Interesting. What's Diamond Brite? some sort of paint protection ??
Yup, again, I wasn't bothered... but

http://car-paint-protection.co.uk/diamo ... XUQAvD_BwE
Jase
Grandland Global Forum Moderator
Grandland 2018, Sport Nav 1.2 (130), Ruby Red

lizzyfan
Posts: 120
Joined: Wed Dec 06, 2017 3:59 pm

Post by lizzyfan » Mon Mar 05, 2018 1:35 pm

Thanks for the link. I've requested a quote from them to see how much they want but I doubt I'll have it done
Grandland X Elite Nav 1.2 Auto-White Jade-Winter Pack 2

lizzyfan
Posts: 120
Joined: Wed Dec 06, 2017 3:59 pm

Post by lizzyfan » Mon Mar 05, 2018 3:44 pm

Had the email back from them with the quote for the paint protection. Applied whilst the car is on my drive at home, £275. Be interesting to see how much my Vauxhall dealership will charge for it.
Grandland X Elite Nav 1.2 Auto-White Jade-Winter Pack 2

bigmikeyc1
Posts: 28
Joined: Mon Jan 29, 2018 8:24 pm

Post by bigmikeyc1 » Sat Mar 17, 2018 10:39 pm

lizzyfan wrote:
Sun Mar 04, 2018 12:58 pm
I'll probably be looking to get GAP insurance for my new Grandland. The dealer quoted me £399 for their GAP policy, a price which they wouldn't budge on. Can you share the 10% code or is/was it a forum specific deal?
I just googled it. I had seen it the week before as an advert while on the antara profile

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edgejedi
Posts: 358
Joined: Mon Feb 05, 2018 1:51 pm
Location: Durham, The Cold North!

Post by edgejedi » Tue Mar 20, 2018 3:55 pm

As I said, I got it for nothing in the deal... I'd be very wary of paying anything for it at all tbh, if you really want it in the deal try haggling or just point right refuse and see if they want you to walk away.
Jase
Grandland Global Forum Moderator
Grandland 2018, Sport Nav 1.2 (130), Ruby Red

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